(704) 857-9512
China Grove, NC

(704) 784-3300
Concord, NC

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Restaurant Insurance

Looking for Restaurant Insurance in the Concord, China Grove area?

We’ve got you covered!

Owning your own business is hard enough as it is right? Between the schedule managing, staff coming down with the mysterious sickness of the quarter, and especially unhappy customers.

We sadly can’t resolve the issues listed above but we can resolve an issue you might not even have thought of yet.

Liability Coverage for your Restaurant

Picture this, you have a customer who specifically lets you know of a food allergy that must be avoided. Your kitchen staff not paying attention accidentally contaminates their meal with said food allergy.

Not only does your customer suffer from the extreme allergic reaction but you are now wide open to a potential lawsuit.

See, things like this happen every day in our world. Although they might not happen every day in yours, our job is to make sure you are protected for the “what if”

Restaurant Liability Policy Components

There are multiple “components” that make up a solid Restaurant Insurance policy. Different companies may offer these as a “bundle” while with others they are a’ la carte.

General Liability Insurance

This coverage is going to protect you from a variety of potential claims. Some of these examples can be bodily injury, property damage, personal injury and others that can potentially come up if you are found negligent.

Workers Compensation Coverage

In most states if you have employees then this isn’t even a question of do I want this? This is a must to be able to employee staff. Workers Compensation (otherwise known as workers comp) is strictly designed to ensure payment by employers for some part of cost of injuries to an employee. Some examples of this can be things like:

  • Injury at Work
  • Disease caused by work environment

In most cases an incident would need to take place while the employee is at the place of employment, however it would be best to discuss with your local insurance agent for more of a case by case basis.

Loss of Income Insurance

What happens in the event you are unable to open your restaurant due to a claim? This in most cases would cause a major hardship for you as a business owner. You wouldn’t be able to serve your customers which in turn means no income coming in.

This is where Loss of Income Insurance is imperative. This coverage would allow you to have a “back up” plan in the event you were unable to generate an income due to a covered loss.

Property Damage

This would allow you coverage for damage to your building, inventory, or equipment. Most policies would offer you a replacement cost coverage to these items so you would be able to repair or replace these items for today’s cost.

To make sure you have replacement cost coverage on property it is important to check with your insurance agent.

Crime and Vandalism Coverage

This would cover you in the event you had a claim due to a burglary, robbery, employee theft, or any vandalism to the property.

Here are a few examples of clients we work with and make sure their business are protected:

  • Local Restaurants
  • Food Trucks
  • Catering Companies
  • Food Delivery Restaurants
  • Ice Cream Trucks
  • Bars
  • Cafeterias
  • Local Diners

The list can go on and on.

So how do you know if a restaurant liability policy is a good fit for your business?

We always would recommend you calling a local insurance agent like us, and discussing your coverage options. Our agency can work with you in finding the perfect fit for your restaurant insurance needs.

 

I had a question about a refund check that wasn’t the amount I had expected, and Dana at the Jason Bentley Agency was definitely the right person with whom to talk! She patiently walked me through the elements of the policy that influenced the refund check, and I want to publicly thank her for helping me out. Thank you, Dana!
Steve Coughlin
Steve Coughlin
Jason and his staff are great. He has been my Go To agent for insurance for over 10 years! Home, many Auto policy’s , and several RV’s through the years. Highly recommend!
Terry Callahan
Terry Callahan
The whole staff is super nice and always ready to help. They get the job done the right way and fast.
Leslie Vice
Leslie Vice
great service by great people.
Mary Decker
Mary Decker
Jason and his team are great to work with. The response I receive is always top notch and very fast.
Jon Korbely
Jon Korbely
They make sure you understand everything about what's going on. the people that work at this location are very friendly
James Ruiz
James Ruiz
I would like to thank the entire Bentley Agency for saving me lots of $$$ on insurance policies. What a delightful surprise for them to take the initiative to check my policies find some savings. Keep up the great work y'all:)Thank you ,The Kosi household
Riaz Kosi
Riaz Kosi
Erica is absolutely fabulous, very efficient and friendly! Thank you
Teresa Durham
Teresa Durham
Jason and his team are wonderful.
Katherine Lucas
Katherine Lucas
Very helpful with all my insurance needs ...Friendly and reliable...
Michael Collins
Michael Collins
Dana helped me a lot in switching my insurance over to my new car and was very professional and got me my paper work in a very timely manner.. Thanks a lot Dana!
Tamara Weaver
Tamara Weaver
From having an accident, to buying another car. His team had always have my back!!
Jason
Jason
Great customer service.
Cheryl McClellan
Cheryl McClellan
Very helpful and responsive to my questions and needs. I would highly recommend this agency to you.
Marvin VonCanon
Marvin VonCanon
Very helpful and responsive to questions and needs!
Lauren Culp
Lauren Culp
I contacted this agency over a holiday weekend and Jason responded quickly! I worked with Dana and was able to get everything I needed very quickly and efficiently!
Haley Bonin-Carter
Haley Bonin-Carter
Very nice people cheap insurance
Kellie Ghent
Kellie Ghent
One of the best things about our experience with this agency is the immediate response we always receive. In addition, the kindness and 'family feel' of being a long time customer makes us feel safe and appreciated.
Bonnie McNay
Bonnie McNay
Quick turn around and responses. Very professional
A Floyd
A Floyd
Darrell Yarborough has always taken care of me and my family, any time I have ever called for information he’s always quick to help me out, always friendly and quick.
Jon Efird
Jon Efird
I have been with Nationwide for many years. Jason Bentley and his staff are friendly, helpful, and knowledgeable. These people will take care of you and treat you like family.
Angie Bailey
Angie Bailey
Jason is the best! I recommend everyone I know to him!
Jen Mugnano
Jen Mugnano
Dana is fantastic. Knowledgeable, helpful and quick to respond!
Nancy Nesbit
Nancy Nesbit
Save me some$$. Switched from State Farm Insurance. Been with State Farm Insurance for 28 years. Just kept going up on their prices and found it for basically the same coverage for less$. It really pays to compare Insurance coverage no matter how long you've been with a company.
M Honeycutt
M Honeycutt
Dana has absolutely assisted our family for years with insurance issues. This last week she went above and beyond and even after hours to assist again. She is absolutely gold. Give her a raise Mr. Bentley...
John Andrews
John Andrews
We have always had excellent service from this agency because of Dana! We love her and her excellent knowledge that comes from experience. Highly recommend!
Angel Teems
Angel Teems
I am not exaggerating when I say that I am so excited to have Nationwide as my insurance agency! I was a Nationwide customer years ago, and I am happy to be back with such an incredible agency. The agents respond to emails very quickly and always answer the phone when I call the office. I am super happy to partner with such an amazing group of individuals to protect my family, vehicles, and home!
Alex Ventura
Alex Ventura
Jason provides a level of personalized service that is unbeatable. He is easy to work with, quick to respond to questions and is very knowledgeable about the insurance profession. I’ve worked with him on both business, homeowner and auto policies.
Ashley Goodnight Roberts
Ashley Goodnight Roberts
i’ve been with state farm for awhile until nationwide quoted me HALF of what i was paying. dana has taken very good care of me and made everything as easy as possible.
Jordyn Kroger
Jordyn Kroger
CARISSA KISER IS AWESOME- BEST CUSTOMER SERVICE OUT THERE AND KNOWLEDGEABLE AS WELL!
Marcie Pack
Marcie Pack
I have had insurance with the Jason Bentley Agency for a few years. Everyone at the Agency has had exceptional customer service. I have had to make some special requests or have asked crazy questions; 99.9% Carissa gets my call. She is always extremely nice and patient. Carissa makes calling easy and I feel she goes over her duties to make sure I am taken care of. Thank you to the Jason Bentley Agency and Carissa for providing exceptional service and support.
Amber Thomas
Amber Thomas
Jason is the best! Super responsive and easy to work with. I've worked with many different insurance agencies and his customer service is definitely the best. Highly recommend if you are looking for new insurance coverage!
Stacy Melton
Stacy Melton
The Bentley agency has providing me superior service for the last 8 years for auto, home, and life insurance policies. I would recommend them for all your insurance needs.
Riaz Kosi
Riaz Kosi
Jason is awesome!! Always has the best customer service. Would recommend him to anyone
Heather Tilden
Heather Tilden
Always get treated with respect have been going here for years
Luis angeles
Luis angeles
We been in partnership with this agency since 2002. Their customer service is hard to beat! Always responsive and willing to help out at a moments notice.
Suzanne Creed
Suzanne Creed
Excellent, very timely and professional service. Would definitely recommend this agent and office to any and everyone. We got just what we needed for our auto and home insurance. Great job to Jason and his office.
Logan Carl
Logan Carl
Great service! They resolved my issue in one phone call! We would refer them to anyone!
Don White
Don White

(704) 857-9512

1435 N. Main St. China Grove, NC 28023​

(704) 784-3300

646 Church St. N Concord, NC 28025