(704) 857-9512
China Grove, NC

(704) 784-3300
Concord, NC

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Cyber Liability

What is cyber insurance?

Cyber insurance covers your business’ liability for a data breach that includes sensitive customer information. This could include things like Social Security numbers, credit card numbers, account numbers, driver’s license numbers and even medical records.

Why doesn’t my general liability insurance cover cyber liability?

GLI covers bodily injuries and damage to property which is a result of your products, services or operations. Be sure to check your policy because cyyber insurance is usually not included in your general liability policy.

What does cyber insurance cover?

  • Legal fees and expenses as well as:
  • Restoring personal identities of affected customers
  • Notifying customers about a data breach
  • Repairing damaged computer systems
  • Recovering compromised data
  • What to look for as a cyber insurance buyer

Many well-known insurance companies offer cyber insurance policies. We work with the top carriers in the country to be sure your needs are met.

Like any business insurance, cyber insurance coverage varies by insurer and policy.

When shopping around and comparing policies among insurers, here are some things to look for and ask about:

  • What are the deductibles? Be sure to compare deductibles closely among insurers, just like you do with health, vehicle and facility policies.
  • Does the insurance company offer one or more types of cyber insurance policies or is the coverage simply an extension to an existing policy? In most cases, a stand-alone policy is best and more comprehensive. Also find out if the policy is customizable to an organization.
  • How does coverage and limits apply to both first and third parties? For example, does the policy cover third-party service providers? On that note, find out if your service providers have cyber insurance and how it affects your agreement.
  • Does the policy cover any attack to which an organization falls victim or only targeted attacks against that organization in particular?
  • Does the policy cover non-malicious actions taken by an employee? This is part of the E&O coverage that applies to cyber insurance as well.
  • Does the policy cover social engineering as well as network attacks? Social engineering plays a role in all kinds of attacks, including phishing, spear phishing and advanced persistent threats (APTs).
  • Because APTs take place over time, which can be months to years, does the policy include time frames within which coverage applies?
Jason and his team are great to work with. The response I receive is always top notch and very fast.
Jon Korbely
Jon Korbely
They make sure you understand everything about what's going on. the people that work at this location are very friendly
James Ruiz
James Ruiz
I would like to thank the entire Bentley Agency for saving me lots of $$$ on insurance policies. What a delightful surprise for them to take the initiative to check my policies find some savings. Keep up the great work y'all:)Thank you ,The Kosi household
Riaz Kosi
Riaz Kosi
Erica is absolutely fabulous, very efficient and friendly! Thank you
Teresa Durham
Teresa Durham
Jason and his team are wonderful.
Katherine Lucas
Katherine Lucas
Very helpful with all my insurance needs ...Friendly and reliable...
Michael Collins
Michael Collins
Dana helped me a lot in switching my insurance over to my new car and was very professional and got me my paper work in a very timely manner.. Thanks a lot Dana!
Tamara Weaver
Tamara Weaver
From having an accident, to buying another car. His team had always have my back!!
Jason
Jason
Great customer service.
Cheryl McClellan
Cheryl McClellan
Very helpful and responsive to my questions and needs. I would highly recommend this agency to you.
Marvin VonCanon
Marvin VonCanon
Very helpful and responsive to questions and needs!
Lauren Culp
Lauren Culp
I contacted this agency over a holiday weekend and Jason responded quickly! I worked with Dana and was able to get everything I needed very quickly and efficiently!
Haley Bonin-Carter
Haley Bonin-Carter
Very nice people cheap insurance
Kellie Ghent
Kellie Ghent
One of the best things about our experience with this agency is the immediate response we always receive. In addition, the kindness and 'family feel' of being a long time customer makes us feel safe and appreciated.
Bonnie McNay
Bonnie McNay
Quick turn around and responses. Very professional
A Floyd
A Floyd
Darrell Yarborough has always taken care of me and my family, any time I have ever called for information he’s always quick to help me out, always friendly and quick.
Jon Efird
Jon Efird
I have been with Nationwide for many years. Jason Bentley and his staff are friendly, helpful, and knowledgeable. These people will take care of you and treat you like family.
Angie Bailey
Angie Bailey
Jason is the best! I recommend everyone I know to him!
Jen Mugnano
Jen Mugnano
Dana is fantastic. Knowledgeable, helpful and quick to respond!
Nancy Nesbit
Nancy Nesbit
Save me some$$. Switched from State Farm Insurance. Been with State Farm Insurance for 28 years. Just kept going up on their prices and found it for basically the same coverage for less$. It really pays to compare Insurance coverage no matter how long you've been with a company.
M Honeycutt
M Honeycutt
Dana has absolutely assisted our family for years with insurance issues. This last week she went above and beyond and even after hours to assist again. She is absolutely gold. Give her a raise Mr. Bentley...
John Andrews
John Andrews
We have always had excellent service from this agency because of Dana! We love her and her excellent knowledge that comes from experience. Highly recommend!
Angel Teems
Angel Teems
I am not exaggerating when I say that I am so excited to have Nationwide as my insurance agency! I was a Nationwide customer years ago, and I am happy to be back with such an incredible agency. The agents respond to emails very quickly and always answer the phone when I call the office. I am super happy to partner with such an amazing group of individuals to protect my family, vehicles, and home!
Alex Ventura
Alex Ventura
Very responsive ,Always ready to help, Great friendly service.
Michael Chisholm
Michael Chisholm
Jason provides a level of personalized service that is unbeatable. He is easy to work with, quick to respond to questions and is very knowledgeable about the insurance profession. I’ve worked with him on both business, homeowner and auto policies.
Ashley Goodnight Roberts
Ashley Goodnight Roberts
i’ve been with state farm for awhile until nationwide quoted me HALF of what i was paying. dana has taken very good care of me and made everything as easy as possible.
Jordyn Kroger
Jordyn Kroger
CARISSA KISER IS AWESOME- BEST CUSTOMER SERVICE OUT THERE AND KNOWLEDGEABLE AS WELL!
Marcie Pack
Marcie Pack
I have had insurance with the Jason Bentley Agency for a few years. Everyone at the Agency has had exceptional customer service. I have had to make some special requests or have asked crazy questions; 99.9% Carissa gets my call. She is always extremely nice and patient. Carissa makes calling easy and I feel she goes over her duties to make sure I am taken care of. Thank you to the Jason Bentley Agency and Carissa for providing exceptional service and support.
Amber Thomas
Amber Thomas
Jason is the best! Super responsive and easy to work with. I've worked with many different insurance agencies and his customer service is definitely the best. Highly recommend if you are looking for new insurance coverage!
Stacy Melton
Stacy Melton
The Bentley agency has providing me superior service for the last 8 years for auto, home, and life insurance policies. I would recommend them for all your insurance needs.
Riaz Kosi
Riaz Kosi
Jason is awesome!! Always has the best customer service. Would recommend him to anyone
Heather Tilden
Heather Tilden
Always get treated with respect have been going here for years
Luis angeles
Luis angeles
We been in partnership with this agency since 2002. Their customer service is hard to beat! Always responsive and willing to help out at a moments notice.
Suzanne Creed
Suzanne Creed
Excellent, very timely and professional service. Would definitely recommend this agent and office to any and everyone. We got just what we needed for our auto and home insurance. Great job to Jason and his office.
Logan Carl
Logan Carl
Great service! They resolved my issue in one phone call! We would refer them to anyone!
Don White
Don White

(704) 857-9512

1435 N. Main St. China Grove, NC 28023​

(704) 784-3300

646 Church St. N Concord, NC 28025